Published May 23, 2025

When Zillow Makes You Think You’re a Millionaire

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Written by Brittany Boyles

When Zillow Makes You Think You’re a Millionaire
A Love-Hate Letter to Online Home Estimators and Their Ability to Spark Delusions of Beachfront Retirement

Ah, Zillow. The app we all open “just to browse” and suddenly find ourselves mentally calculating the ROI of our high school best friend's neighbor’s house. It’s real estate window shopping at its finest, complete with glowing photos, interactive maps, and of course—the infamous Zestimate.

And if you’ve ever logged in, looked at your home’s estimated value, and immediately started searching for beachfront homes in Florida, you’re not alone.

20 most charming beachfront cottages in florida – Artofit


The Love: Zillow, Tell Me I’m Richer Than I Am

There’s something intoxicating about seeing your home's "value" skyrocket overnight. You make toast, check Zillow, and suddenly you’re $40,000 richer in imaginary equity.

Are the internet and sites like Zillow making the Real Estate Agent ...

“Honey, cancel the coffee creamer subscription. We’re moving to Maui.”

Online estimators give us hope. They’re like real estate horoscopes, but instead of saying “you’ll find love today,” they whisper, “your home is worth more than your neighbor’s and you're basically a real estate mogul now.”

Even better? They refresh constantly, so you can watch your fake net worth rise and fall in real time like the stock market, only with more emotional investment.


The Hate: Reality, Also Known as Appraisals

Now for the flip side. Just when you’re picking out new patio furniture for your hypothetical beachfront villa, a real-life agent or appraiser comes in with numbers that feel, frankly, insulting.

Image result for what do you mean gif

“What do you mean my house isn’t worth $689,000? Zillow said it was.”

Cue the heartbreak. Zillow was supposed to believe in you. It saw your laminate countertops and said, “close enough to granite.” It didn’t care about your mismatched flooring or the mystery stain on the ceiling. It just wanted you to feel like a real estate genius.

But here’s the thing: Zillow (and other estimators) have never actually been inside your house. They don’t know about the upgrades you made… or the ones you didn’t. They don’t see curb appeal, neighborhood vibes, or the smell of freshly baked cookies (or wet dog).

They use algorithms, public records, and nearby sales to guess your home’s value—which is about as accurate as guessing someone’s age based on their Facebook profile picture.


Delusional Daydreams, Meet Practical Reality

Look, we love a good Zestimate. It’s fun. It’s free. It’s the adult version of playing The Sims with real houses. But when it comes time to sell or buy? It’s just a starting point—not a guarantee, and certainly not a golden ticket to early retirement.

Before you quit your job and start googling “how to say ‘I’m rich’ in Italian,” talk to a real estate professional. They’ll walk you through market trends, actual comps, and what buyers are really paying in your area.

Because the only thing worse than thinking you’re a millionaire based on Zillow… is realizing you’re not, mid-move.


In Conclusion: Zillow, We Love You. But Also, Stop.

Image result for stop gif

You’ve made us dream bigger, feel fancier, and temporarily believe we could trade our split-level ranch for a Mediterranean estate. And for that, we thank you.

Just don’t be surprised when we check your estimate and immediately call our agent to ask, “Is this real life?”
(Spoiler: it probably isn’t.)


Want to know your home’s actual value in today’s market? Reach out—no algorithms, just honest numbers and maybe a little less heartbreak.

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